A program of Consumer Credit Counseling Service of Lutheran Social Services of South Dakota dedicated to providing tools that individuals, couples and families need to be successful homeowners. Provides pre-purchase counseling, Home Buyer Express sessions and seminars (for new homeowners) as well as Mortgage Foreclosure Prevention counseling and reverse Mortgage Counseling for homeowners 62 and older. The Housing Resource Center is a non-profit program which helps everyone from new homeowners to current homeowners needing help to gain financial stability in order to prevent mortgage delinquency. The Tenant/Landlord Program includes an information hotline (addressing issues such as rights and responsibilities, delinquent rent, tax credit referrals and fair housing); and education.